How to Use credit history in a Sentence

credit history

noun
  • But Greene didn’t get the job — and says her poor credit history played a role.
    — Kamaron McNair, CNBC, 28 Mar. 2026
  • Banks want to see some type of credit history when issuing a loan.
    — David Henkin, Forbes.com, 23 June 2026
  • My credit history was long and getting longer.
    — Daniel De Visé, USA Today, 21 Mar. 2026
  • That way, the card will still get used, and your credit history remains intact.
    — Ryley Amond, CNBC, 12 Jan. 2026
  • Many times, retailer cards are an option for those with a lack of a credit history.
    — Susan Tompor, Detroit Free Press, 7 May 2024
  • Issues with your credit history aren’t just a paper headache.
    — Michelle Singletary, Washington Post, 17 Mar. 2023
  • Parents need to have a good credit history to qualify for these loans.
    — Tribune News Service, The Mercury News, 13 Sep. 2024
  • This can affect your credit history mix, which credit bureaus like to see.
    — Elizabeth Rivelli, Car and Driver, 19 July 2023
  • The strength of one's credit history is more important than one's credit score.
    — Antoine Sallis, Forbes, 7 Mar. 2023
  • Keep old accounts open The length of your credit history matters.
    — Andreina Rodriguez, CNBC, 30 Jan. 2026
  • Like most subprime customers, her credit history was rife with unpaid bills.
    — Ryan Gabrielson, ProPublica, 12 Sep. 2024
  • That’s especially true if the loan adds to your credit mix and the length of your credit history.
    — Senitra Horbrook, CNBC, 14 Sep. 2024
  • Debit does not build credit history.
    — Soo Kim, MSNBC Newsweek, 8 Oct. 2025
  • These sorts of schemes can be elaborate with fake credit history, pay stubs and employers.
    — Tribune News Service, The Mercury News, 7 Jan. 2025
  • But the rate your issuer offers depends on factors like your credit history.
    — Ana Teresa Solá, CNBC, 5 July 2025
  • And don’t worry about the impact a forbearance has on your credit history.
    — Michelle Singletary, Washington Post, 29 Sep. 2023
  • Your income, monthly rent or mortgage, credit score, and credit history are a few.
    — Paco De Leon, refinery29.com, 20 July 2023
  • And prior to Bilt, that payment didn’t build anyone’s credit history, which is crazy.
    — Liz Hoffman, semafor.com, 10 Mar. 2026
  • That’s why people with no credit history often have trouble getting loans.
    — Joonhyuk Yang, The Conversation, 3 Sep. 2025
  • That means your credit history, account age and limit stay the same, which is great because those are key factors in your credit score.
    — Steve Hruby, Cincinnati Enquirer, 12 Jan. 2026
  • This is because the length of credit history and having a mix of different types of credit can impact your score.
    — Heather L. Locus, Forbes.com, 1 July 2025
  • Students often do not have the credit history necessary to qualify for a loan on their own.
    — Karly Scholl, Kansas City Star, 10 July 2024
  • In all, six of eight Equity leasing agents queried told testers they could be denied a rental based on credit history.
    — Robin Urevich, USA Today, 15 Jan. 2026
  • These actions can be reported to credit bureaus and hurt your credit history.
    — Nerdwallet, Orange County Register, 11 July 2024
  • One way to build up your credit score and credit history is by using a credit card for some expenses and paying it off in full each month.
    — Byalicia Adamczyk, Fortune, 10 Feb. 2024
  • Closing an old account reduces the average age of your credit history, which could lower your score.
    — True Tamplin, Forbes, 28 Nov. 2024
  • Others, including a failure to meet payment deadlines or a short credit history, can nudge it down.
    — Michael Waters, The Atlantic, 9 Jan. 2025
  • Some reasons for a low score are out of your control — such as unexpected medical debt or a lack of credit history.
    — Cora Lewis, Fortune, 24 Feb. 2023
  • What will show up on the credit history is the late payments that were reported by the loan holder before the loan went into default.
    — Karen Garcia, Los Angeles Times, 7 May 2025
  • The eviction also could go on her credit history, reducing her chances of landing an apartment in the future.
    — Calmatters, The Mercury News, 9 Jan. 2024

Some of these examples are programmatically compiled from various online sources to illustrate current usage of the word 'credit history.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.

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